Conditions in which i should go take over of my home loan from one bank to other bank

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Conditions in which i should go take over of my home loan from one bank to other bank


Customer should go for Take over of thier home loan from one bank to other when they get benefits of more than 1% rate of interest. As you go for take over there are certain charges/fess which you have bear in case of home loan balance transfer .

Some Fees are :

Valuation Report
TIR Report
Processing Fees
Stamp Duty
Pre Payment Penalty (Existing Loan)
Time ( Opportunity Cost)
If any other charges

Here are some important articles regarding take over of home loan is given below :

https://homeloans.sbi/products/view/balance-transfer-of-home-loan

https://www.bankofbaroda.in/baroda-home-loan-takeover-scheme.htm

https://www.myloancare.in/home-loan/balance-transfer/

Murari Garg

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