Customer should go for Take over of thier home loan from one bank to other when they get benefits of more than 1% rate of interest. As you go for take over there are certain charges/fess which you have bear in case of home loan balance transfer .
Some Fees are :
Pre Payment Penalty (Existing Loan)
Time ( Opportunity Cost)
If any other charges
Here are some important articles regarding take over of home loan is given below :
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